I totally agree — a mortgage recast can be a much smarter move than using a bridge loan! But let's break down when you would use a bridge loan. You're living in your current home but want to buy your next one before you sell. You've got equity, so you pull it out via a bridge loan to use as a down payment. BUT — heads up: You have to qualify for 3 loans (your old mortgage, your new one, AND the bridge loan). You're paying on all three at once (yes, even interest on that bridge loan). So if you a
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