May 30, 2025 · What is a 7 (a) loan? The 7 (a) Loan Program, SBA’s primary business loan program, provides loan guaranties to lenders that allow them to provide financial help for small …

The seal of the SBA The U.S. Small Business Administration 's SBA 7 (a) Loan program is the SBA's primary business loan program for providing financial assistance to small businesses. It …

What distinguishes an SBA 7a loan from an SBA 504 loan? An SBA 7 (a) loan is primarily used for working capital, inventory, and equipment purchases, while an SBA 504 loan is geared …

Mar 3, 2023 · SBA 7 (a) loans are a flexible form of business funding backed by the U.S. Small Business Administration (SBA). The loan program provides small businesses with low-interest …

What is an SBA 7 (a) Loan and How Does It Work? A 7 (a) loan is a type of loan backed by the Small Business Administration. Only banks authorized by the SBA are eligible to offer SBA loans.

Oct 1, 2025 · SBA 7 (a) loans are issued by private lenders and backed by the SBA. Terms can vary by loan type and lender. Many, or all, of the products featured on this page are from our …

Jan 8, 2026 · Most U.S. small businesses can qualify for an SBA 7 (a) loan if they meet SBA standards for location, business purpose, size, and creditworthiness. The SBA sets nationwide …

Oct 1, 2025 · SBA has streamlined the lending process for its lenders. Review the major activities you regularly perform as a lender in the 7 (a) program and the SBA tools you use. The 7 (a) …

Sep 5, 2025 · Standard 7 (a) Loans are 7 (a) loans that are greater than $350,000, and exclude 7 (a) Small, SBA Express, Export Express, CAPLines, Export Working Capital Program …

Dec 5, 2024 · 7 (a) loans can be used for: Most 7 (a) loans have a maximum loan amount of $5 million. However, 7 (a) loans made under the SBA Express and Export Express delivery …