Estimate your benefit amount, determine when to apply, and explore other factors that may affect your retirement planning. Learn how to time your application so your first benefit payment …

Feb 18, 2025 · Sources of retirement income include Social Security, retirement accounts, pensions and employment wages. Retirees can expect to spend 80% of their pre-retirement …

OPM is here to help you transition from serving the American people to enjoying your retirement. These links are useful to new and existing retirees throughout their retirement journey.

Are you on track to save enough for retirement? Use our calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save.

Sep 22, 2025 · Once you determine what will give you peace of mind in retirement, it’s important to know how to get there financially. We’ll help you get started with this 10-step retirement …

Jun 30, 2025 · Take one step at a time on this lifelong journey. If you're saving for retirement, the best way to help ensure success is by saving consistently (Fidelity suggests saving 15% of …

Apr 1, 2025 · Use USAGov's benefit finder tool to find retirement benefits that may help with living expenses, health care, medications, and more. If you are a federal employee, visit the OPM …

Does your employer offer a 401(k), 403(b) or governmental 457(b) plan? These common retirement savings plans can help make the process of saving for retirement easier.

Are you saving enough money for retirement? Use our retirement savings calculator to help find out how much money you need to save for retirement.

Jan 11, 2026 · Saving money is good for your financial future, but it's possible to put too much cash in your retirement account.