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  1. Best CD rates of January 2026 (Up to 4.20%) - Bankrate

    Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

  2. Certificates of Deposit (CDs) - Investor.gov

    A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing bank …

  3. What Is a Certificate of Deposit (CD)? Pros and Cons

    Nov 20, 2025 · What Is a Certificate of Deposit (CD)? A certificate of deposit (CD) is a type of savings account that pays a fixed interest rate on your deposit for an agreed-upon period.

  4. 14 best CD rates of January 2026: Earn up to 4.10% APY - CNBC

    6 days ago · The best CD rates today rival those of high-yield savings — and you can lock yours in.

  5. Certificate of Deposit - View CD Rates and Account Options

    A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). CDs generally pay a fixed rate of interest and can …

  6. Best CD Rates of January 2026 | DepositAccounts

    A CD is a type of savings account where you agree to keep money deposited for a set period, known as the CD term. In exchange, you’ll typically earn a higher rate than you would with a …

  7. Open a Certificate of Deposit (CD) Account Online | Wells Fargo

    A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market …

  8. Certificate of Deposit Accounts (CDs) and Rates – BMO

    1 day ago · Like guaranteed growth, locked-in interest rates and complete protection against the variability of the markets? BMO CDs are for you if you want competitive CD rates and flexible …

  9. How does a CD work? | CD rates explained | Fidelity

    Understand certificates of deposit (CDs) with this helpful guide. Learn how CD rates work and what may impact the market price of your brokered CDs. Plus, get step-by-step instructions on …

  10. What is a CD & how do they work? | Capital One

    Jul 31, 2024 · A certificate of deposit (CD) allows you to save money at a fixed interest rate for a fixed amount of time. This guide will help you learn about how they work.