HELOC rates declined considerably in 2025. Here's what's considered to be a good one now, at the start of 2026.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Student loan rates are starting to see lenders battle to have the lowest rate. As of January 6, 2026, private student loan lenders are offering fixed rates as low as 2.74% APR and variable rates ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...

Inflation savings bonds, called I Bonds, have two components: a fixed rate that remains with the 30-year life of the bond and a variable rate that adjusts each six months after you bought the I Bond.

The interest-earning potential of an account of this size remains robust, even after recent interest rate cuts.

High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...

The Federal Reserve cut rates by a quarter point in October — the second cut of 2025. Another quarter-point cut is widely expected when the Fed meets next week, though chair Jerome Powell isn't ...