Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

See the benefits and limitations, plus a cost analysis.

This complex product has potential upsides but also risks.

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Forbes contributors publish independent expert analyses and insights. Juan Carlos Medina, CFP, focuses on holistic financial wellness. Life insurance is a core component of personal financial planning ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...