The average 401(k) balance between the ages of 45 and 54 is about $189,000, according to Vanguard. How do your savings ...

(k) cathc up contributions. Ignoring these changes could get you in trouble with the IRS or cause a suprise tax bill.

Key Takeaways Older workers were the most likely to max out their 401(k)s, according to a recent report.Those who feel behind ...

For Americans ages 45 to 54, the median 401(k) balance is just $67,769 according to Vanguard’s How America Saves Report. This ...

The number is probably not what you'd have expected.

See how the average 401(k) balance for 56-year-olds compares, what the numbers really mean for this age group, and how to ...

Roth conversion strategies for tax efficiency, preservation portfolios, and lifestyle tips for well-being—read now.

The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an ...

The average 401(k) balance for someone in their 60s was $568,040 as of June 2025. The median, though, was far less: $188,792.

Here's what's at stake.

Millennials’ average 401(k) balance is $67,300, far below Gen X and boomers. Median savings are only $65,000, showing many ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...